我国商业银行个人理财业务的战略研究与发展现状(含外文出处)

我国商业银行个人理财业务的战略研究与发展现状(含外文出处)(中文2900字,英文1700字)
摘要:个人理财业务在我国正处于初期阶段，相对于西方发达国家,依然有很长的路要走。因此，我国商业银行需要努力开发和研究理财市场，建立卓越的品牌形象和特殊服务；增加创新；改变产品从单一组合向多功能组合转变;建立和完善财务管理业务体系，以促进发展个人金融业务在我们国家的发展。

The Development Status and Strategy Research of Commercial Banks’Personal Financial Management Business in China
Abstract: The personal financial management business in our country is in the initial stage，compared to the developed one in western，there’s still a long way to go，Therefore，the commercial banks in china need to review and study to estimate market direction；build excellence brand image and special services；Increase of innovation；change the products  from single  to  comprehensive；Establish and perfect financial management business’management system in order to promote the development of personal financial business in our management country．